所有權保險是強制購買的麼？
所有權保險不是強制性的。它通常取代由律師進行的關於下列方面的搜查：遵守分區規定、未完成的建築許可證、欠稅、公用事業欠款，這些費用加起來可能高於所有權保險的費用。因此，律師通常建議用所有權保險代替這些費用。
Is Title Insurance mandatory?
Title Insurance is not mandatory. It usually takes the place of searches that can be conducted by a lawyer respecting: zoning compliance, building permits outstanding, tax arrears, utilities arrears, which can add up to be more costly than the Title Insurance premium. Accordingly, a lawyer often recommends title insurance to take the place of these.
擁有所有權保險可以解決什麼問題？
除了支付水電費和欠稅之外，它還可以解決在結束之後才發現的問題--例如，由於前任業主在進行改進或翻修時沒有適當許可證或遵守建築規範而產生的建築問題。
What are some problems that can be addressed by having title insurance?
Other than paying utilities and tax arrears, it can also address problems that are discovered after closing – for example, construction issues with the property that arise due to a previous owner not having the proper permits or compliance with building code when making improvements or doing renovations.